Built on the principles of geometric precision and uncompromising security, our core foundation drives every feature we engineer and every global transaction we process.
To provide businesses and individuals with fast, transparent, and controlled payment experiences, engineering a frictionless financial journey across borders.
To be the foundational architecture of the modern economy, setting new benchmarks in digital finance through unparalleled security, scale, and premium design.
At Cubed Pay, precision is our baseline. We are guided by structural integrity, uncompromising transparency, and a commitment to delivering flawless, high-velocity financial control to every user.
Access a comprehensive suite of digital banking tools to optimise global payments, manage liquidity, and automate your treasury operations.
Access dedicated multi-currency business accounts and limitless virtual IBANs designed for reconciliation.
Leverage a real-time foreign exchange engine providing market-leading rates for global payments.
Utilise high-capacity domestic and global payment networks enabling massive bulk processing.
Deploy highly customisable physical and virtual corporate cards with programmatic limits.
Execute instant, programmable cross-border pay-outs utilising highly regulated digital asset networks.
Experience flawless real-time transaction synchronisation with premier cloud accounting software platforms.
Ready to explore the full capabilities of our API-first architecture and dedicated escrow solutions?
Explore the operational and technical capabilities of the Cubed Pay infrastructure. If you require bespoke architectural guidance, our enterprise support team is ready to assist.
Yes. Client funds are safeguarded in accordance with the FCA’s requirements for electronic money institutions. This means your money is held separately from operational funds in a designated safeguarding account, so it is protected even in the unlikely event of insolvency.
The FCA Payment Agent assumes full financial liability for the reimbursement of client funds. In the highly unlikely event that a client’s funds are lost or stolen due to a failure in their systems, processes, or a security breach of its infrastructure, the FCA Payment Agent is responsible for making the client whole. This responsibility is a fundamental component of the service and is contractually defined in the partnership agreement.
We utilize advanced, automated compliance screening to ensure rapid and secure onboarding. Most corporate entities are approved and fully operational within hours, granting you immediate access to dedicated multi-currency accounts and virtual IBANs.
Cubed Pay provides native, high-capacity access to premier global and domestic payment networks. This includes seamless routing through SEPA, SWIFT, FPS, BACS, and CHAPS to guarantee frictionless cross-border settlements.
Yes. Administrators can instantly generate and assign premium virtual and physical corporate cards directly from the main dashboard. You maintain absolute oversight with programmable spending limits, customized access controls, and real-time expense tracking.
Yes. We offer premium personal accounts designed for borderless financial freedom. Individuals and corporate executives can effortlessly hold multiple currencies, manage daily spending, and execute instant global transfers using the same high-security architecture as our enterprise clients.
If you are unhappy with any aspect of the service, please contact us in the first instance at [complaints email]. If your complaint is not resolved to your satisfaction, you may be able to refer it to the Financial Ombudsman Service (FOS). Details of our complaints procedure are available on request.
E-money accounts are not covered by the FSCS in the same way as bank deposits. However, your funds are protected through the FCA’s mandatory safeguarding requirements, which require client money to be held in segregated accounts with approved institutions.
As a regulated service, we are required to verify your identity and, where applicable, the nature of your business. You will typically need to provide proof of identity, proof of address, and for businesses, details of directors, shareholders, and the nature of trading activity.
Getting started is straightforward. Contact the Cubed Pay team at [contact details] and we will guide you through the onboarding process. – for here we can use the link for the account opening
Join forward-thinking enterprises managing their cross-border payments, virtual IBANs, and corporate cards on one unified, high-capacity platform.
